Consent to use Information
What Information Do We Collect? We collect two types of data and information from you:
We treat any Non-Personal Information which is specifically connected or linked to any Personal Information as Personal Information.
What is the Purpose of Collecting this Information? In order to access our services, users may be asked to fill in a form, providing some personal information to the Company. Answers to questions on Personal Information are not mandatory unless the fields are marked with an asterisk. Provision of the information requested in the optional fields of the registration form is not mandatory in order to receive the services and information that we provide through the Site (unless otherwise indicated in the registration form). However, failure to complete mandatory fields or providing incorrect Personal Information may prevent us from fully providing the requested information or services. Please note that you are under no legal obligation to provide us with your Personal Information, however you may not be able to enjoy our services or access the Site if you fail to do so.
Who Else Receives this Information? We may share or transfer information, including Personal Information, internally within our group of companies, for the purposes outlined above. These companies may be located in countries that may provide a different level of protection of privacy than in your jurisdiction.
We also share Personal and Non-Personal Information with trusted third parties, when this is required in order to provide, maintain or improve our services and operation. This is the case with third party advertisements and affiliates; we share your information with third parties for the purpose of providing you with advertisements and offers we or third parties think you may be interested in. These third parties may be located in countries that may provide a different level of protection of privacy than in your jurisdiction We share your Personal and Non-Personal Information with
(i) third parties which provide services to the Company in order to allow or enable us to provide you with our Service, including analytics, email services providers and data verifiers;
(ii) third parties who provide the Company services in relation to the operation of the Website;
(iii) any auditors, contractors or other advisers auditing any of the Company's business processes; and
(iv) any potential purchasers or investors in the Company.
Any processing performed by any of our third party service providers ("Recipients") will, where required by law, be governed by a data processing agreement in the form required by law, preserving any and all of your statutory data protection rights and obligating the Recipients to respect the Personal Information and handle it in accordance with the relevant laws. The Recipients are required to maintain the confidentiality of such information and to use your Personal Information only in the course of providing the aforementioned services and only for the purposes that Sarmaaya dictates.
We may also share your Personal Information and other information in special cases if we have a good reason to believe that it is necessary to:
(i) comply with law, regulation, subpoena, request by an applicable authority or court order;
(ii) detect, prevent or otherwise address fraud, security, violation of our policies or technical issues;
(iv) protect against harm to the rights, property or safety of the Company, its partners, its affiliates, users or the public.
We may use a third-party advertising technology to serve advertisements when you access the Site. This technology uses your information with regards to your use of the Services to serve advertisements to you (e.g., by placing third-party cookies on your web browser).
At any time, you may request to discontinue receiving sarmaaya.pk's marketing emails by clicking on the unsubscribe link in the email's footer or by following the on-page instructions atUser Rights and Retention
You have the right to access, correct, update or object to the use of your Personal Information by making a written request to Sarmaaya by using our Contact Us page. Your requests will be dealt with in a prompt and professional manner and in accordance with applicable law.
We will retain your personal information for the duration required to provide our Services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing personal data, communications and anything else as required by applicable laws and regulations.
Security and Confidentiality
The Company treats your Personal Information in strict confidentiality, and the server in which this data is to be stored includes the necessary industry-standard security measures to prevent accidental or unlawful destruction, loss, alteration, unauthorized disclosure or access. However, we cannot completely guarantee the security of your information, which might be accessed, disclosed, modified, or destroyed, and it should be emphasized that you share this information at your own risk.
Links to Other Websites
Subject to applicable law, we may transfer or assign your information, without any notice, and without a need to receive your consent, to any third party as a result of change of control, consolidation, merger, acquisition or reorganization. You acknowledge that in the event of bankruptcy, insolvency or receivership, we may have no control over the use and transfer of your Personal Information.
Deletion of data
Users can delete their data from our app. To delete data go to "Portfolio > Setting" and then click "Delete Account" button. Data deletetion url (login first): https://sarmaaya.pk/portfolio/account_settings
Updates to this policy
Last modified: 02 June, 2022.
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