Why Financial Literacy Matters
Why Your Child Needs Financial Literacy NOW
You see, money management isn't just a lesson for adults—it's a life skill your child should learn NOW. The earlier they understand how to handle money, the better they will manage their future, make smarter decisions, and avoid the pitfalls that could derail their financial health for years to come.
But here's the painful truth…
Most kids today grow up with no financial foundation. They aren't taught the basics of budgeting, saving, or investing. When they get older, they struggle to make sense of the financial world, often making costly mistakes—mistakes that could have been avoided if they had learned these lessons early on.
Is this you?
"Do you worry about your child's financial future?What happens when they get their first paycheck, or go off to college? Will they know how to budget, save, and manage their money responsibly?"
Are you concerned that your child might face a future where they are overwhelmed with debt, unable to save, and unprepared for the rising costs of life?
Are you scared that they might make financial decisions based on impulse or lack of knowledge—leaving them with a lifetime of bad habits to undo?
This Course Will Change Everything
Imagine a world where your child already knows how to manage money by the time they're a teenager. They understand the importance of budgeting. They've learned how to save for things that matter to them. They start learning how to invest in their future—right now.
In just 4-5 weeks, your child can be on the path to becoming financially literate, making smarter money decisions, andavoiding mistakes that many adults still struggle with.
This isn't just about money. It's about building confidence andempowerment for your child, setting them up for a secure future, and giving them the financial independence to handle life's challenges.
What This Course Offers That Others Don't
This isn't just a “boring finance class” - this is a life-changing opportunity for your child to get ahead.
It's packed with real-world lessons, interactive activities, and step-by-step guidance that makes learning fun, exciting, and impactful. It's a hands-on, engaging journey that will leave your child feeling empowered and prepared.
Here's What Your Child Will Master
Week 1
Mastering Money — Budgeting & Smart Saving
- Why is money important? Teach your child what money is, why it matters, and how to manage it confidently.
- Value of Savings: They'll learn to distinguish needs from wants, plan their spending, and understand the value of saving a little every day. They'll also begin to realize that waiting before buying something can often lead to smarter, more rewarding choices.
- Interactive Activity: Your child will create a simple weekly budget—tracking allowance, planning spending, and deciding how much to save. They'll set a personal savings goal and watch how small, consistent savings grow over time
Week 2
The Truth About Inflation & Why Saving Alone Won't Work
- What is inflation and how does it affect their money? Investing 101: Teach them that money can't grow—saving alone won't do it.
- Real-World Example: How the price of their favorite snack has increased over time—and why it's important to make their money work for them
Week 3
Introduction to Investing and Mutual Funds
- How does investing work? Mutual Funds for Kids: Teach your child the basics of mutual funds and how they can make their money grow over time.
- Interactive Investment Game: Using a dummy account, your child will invest in a simple, kid-friendly mutual fund and track how it grows.
- Understanding Risk and Reward: They'll start understanding how to make smart decisions with their money.
Week 4
Deep Dive into world of Mutual funds
- Key Variables of Mutual Funds: Teach your child which key variables matter, such as NAV and AUM, Expense ratio, Front end Load, Back End Load
- Low Cost Big Returns - why lower costs often mean better long-term returns.
Week 5
Strategies & Smart Investing
- Short term vs. Long term goals - Teach your child how to set up their short term and long term goals
- Smart Investing - They will be able to compare mutual funds' performance and invest wisely based on the performance
Bonus Week
Tracking Your Money with Zar & Sarmaaya
- Real-World Tools: Teach your child how to use Zar (Portfolio Tracking Tool) and Sarmaaya to track their money and investments and make better decisions
- Interactive Challenge: Create a savings plan and set realistic goals, helping them stay engaged and committed to their financial journey.
Why You Can't Afford to Wait
As parents, we have an obligation to prepare our children for the future.Don't wait until they're in their teens—or worse, their twenties—trying to figure out how to handle money on their own. By then, it could be too late to correct poor habits and financial mistakes.
This course is a proactive step that will instill lifelong money habits and set them up for financial success, while others are still figuring things out. You can give them confidence and knowledge now, so they'll never have to worry about financial insecurity later.
About Trainer
Mariam Khan
Mariam is a committed finance professional with a solid blend of academic knowledge and real-world experience across the investment and fintech space. She completed her Bachelor's in Economics and Finance from the International Islamic University Islamabad and has since worked in finance-focused roles at organizations such as Huawei Technologies, S&P Global Market Intelligence, and Sarmaaya Financials, strengthening her skills in budgeting, planning, and data-driven analysis.
Over the past two years, she has contributed significantly to the growth of Sarmaaya Financials as a data specialist. Alongside this experience, she has developed strong practical investment knowledge and discovered a passion for teaching young learners.
Driven by the belief that financial confidence should begin early, Mariam is now using her expertise to guide children through this specially designed Financial Literacy Course. Her mission is to help young learners build smart financial habits and make informed choices that will benefit them throughout their lives."
No Risk, Only Rewards -
Money-Back Guarantee
We are so confident that this course will make a real difference in
your child's life that we offer a 14-day, no-questions-asked money-
back guarantee. If you don't see results or feel your child isn't
engaged, we'll refund you—no questions.
