Privacy Policy

Consent to Use Information

This Privacy Policy is a legally binding agreement between you ("you" or "user") and us. By visiting, accessing or using the Website or App, or providing information to us in any other format, you agree to and accept the terms of this Privacy Policy, as amended from time to time, and you consent to the collection and use of information in the manner set out in this Policy. We encourage you to review this Policy carefully and to periodically refer to it so that you understand it and its subsequent changes if any. IF YOU DO NOT AGREE TO THE TERMS OF THIS PRIVACY POLICY, PLEASE STOP USING THE SERVICE IMMEDIATELY AND WHERE RELEVANT UNINSTALL.

The definitions in the Terms of Service apply to this Privacy Policy unless stated otherwise.

What Information Do We Collect?

Non-Personal Information

We retain some non-personally identifiable information ("Non-Personal Information"), such as your web request, browser type, browser language, web pages you visit before or after visiting our Website or using the App, URLs, platform type, click numbers, landing pages, viewed pages and the order of those pages and time spent on pages. This information is collected and retained for security reasons and so that we can audit and statistically track usage, audit our affiliates, and calculate payments to third parties.

Personal Information

"Personal Information" is information that may be of a private or sensitive nature, including your name, gender, phone number, e-mail address or mailing address, and IP address. We collect the following Personal Information from you when you create an account ("Account") on the Website which is required to access certain parts of the Service: your full name, email address, password, and phone number. As an alternative, you are also able to create an Account using your credentials with a designated third-party website or service such as Facebook, Google+ or Twitter ("Third Party Account"). Doing so will enable you to login to your Account via your Third-Party Account. If you choose this option, a Third Party Account pop-up box will appear at the time of creating your Account which you will need to approve in order to proceed with the Account opening, and which will describe the types of information that we will obtain from and the types of activities that we may perform in connection with your Third Party Account. Such information may include (but not be limited to) your Personal Information stored on this Third-Party Account, such as your user name, email address, profile picture, gender, date of birth and any other information which you have chosen to make profile on such Third-Party Account. Please note that once your Account has been opened, the Personal Information we have access to via a Third-Party Account is also dependent on your individual privacy settings in such Third-Party Account and any privacy policies which are maintained by the providers of such Third-Party Accounts.

Direct Marketing

At any time, you may request to discontinue receiving sarmaaya.pk's marketing emails by clicking on the unsubscribe link in the email's footer or by following the on-page instructions at User Rights and Retention. You have the right to access, correct, update or object to the use of your Personal Information by making a written request to Sarmaaya by using our Contact Us page. Your requests will be dealt with in a prompt and professional manner and in accordance with applicable law. We will retain your personal information for the duration required to provide our Services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing personal data, communications and anything else as required by applicable laws and regulations.

Deletion of Data

Users can delete their data from our app by navigating to Portfolio > Settingsand clicking the "Delete Account" button. Alternatively, you may email [email protected] from your registered email to request account deletion.

Updates to this Policy

This Privacy Policy is subject to modifications. Please check the "Last Modified" heading at the bottom of this document to see when this Privacy Policy was last up-dated. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Website. In case of material changes to this Privacy Policy, we will provide a notice in the Website. Your use of the Website or the Service, or your provision of personal information following any changes means that you accept the updated Privacy Policy.

Last modified: 02 June, 2022